DID YOU KNOW?
The Insurance Services Office (ISO) publishes a Commercial Fire Rating Schedule (CFRS). Section 402 of the CFRS requires building owners to have regular sprinkler system inspections to qualify for the “sprinklered” insurance rate. For insurance purposes, no credit will be allowed if inspections are overdue. Check with your insurance carrier.

Save Money on Insurance
Even though your building is fully sprinklered, you may not be getting the full discount to which you may be entitled. Completely sprinklered buildings enjoy special reduced insurance rates — which can evaporate if the insurance company does not receive verification of system inspection by a licensed contractor.

Reduce Liability
Recent court decisions have held building owners liable in cases of fire in buildings that lacked fire sprinkler systems. Similarly, a building owner could be held liable for failing to maintain a fire sprinkler system in working condition.

Avoid Problems
Regular fire sprinkler systems inspections help reveal problems long before they become a major business interruption or lead to costly emergency service. You can schedule repairs for a convenient time, saving the costs of unnecessary business interruption. Midwest Fire Protection will coordinate with your alarm monitoring provider for approved shut down and control procedures for repairs and alterations.